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Do business, pay later

We understand how critical having a positive cash flow is for your business, which is why we’ve crafted different financing options to suit every business need.

Buy via Qogita

Cash flow issues contribute to 82% of small business failures.

(US Bank study by Jessie Hagan, 2020)

How it works

Once you've signed up to Qogita, you have the option of applying for financing. Our team will ask you for more information about your business (such as financial statements), and run a credit check through our financial partner. Eligible buyers are then given a credit line based on the report.

We allow you to choose when you pay back, the options are 30, 60 or 90 days.

The payment deferral fee depends on your chosen option and will be charged separately in your invoice.

How Qogita works


Cash flow efficiency

Healthy cash flow is a sign of a great business, small, medium or large. If you want to sell before you pay, we’ll allow deferred payments by 30, 60 or 90 days.

Opportunity for growth

With cash in the bank and reliable stock levels, you can operate efficiently to delight your end customers, leading to positive business growth.

Low fees

Our fees are low to help us grow businesses like yours, not to make it tougher for those who require a little extra help.

Frequently asked questions

Quotation marks

“As a small business, cash flow is one of our most sensitive challenges. Qogita's straightforward financing plans – 30, 60 or 90 days – are an effective solution that I can take only when I need it.”

Ready to get started?

Join 10,000+ of wholesale buyers who've already transformed their wholesale buying processes on Qogita