Qogita
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Do business, pay later

We understand how critical having a positive cash flow is for your business, which is why we’ve crafted different financing options to suit every business need.

Buy from Qogita

Cash flow issues contribute to 82% of small business failures.

(US Bank study by Jessie Hagan, 2020)

How it works

After you’ve successfully paid for your first order, you will be able to defer payment on your next orders and build your credit, it’s that simple. Your available credit is based on previously paid orders, outstanding unpaid invoices and your overall record as a Qogita buyer.

We allow you to choose when you pay back, the options are 30, 60 or 90 days.

The payment deferral fee depends on your chosen option and will be charged separately in your invoice.

How Qogita works

Benefits

Cash flow efficiency

Healthy cash flow is a sign of a great business, small, medium or large. If you want to sell before you pay, we’ll allow deferred payments by 30, 60 or 90 days.

Opportunity for growth

With cash in the bank and reliable stock levels, you can operate efficiently to delight your end customers, leading to positive business growth.

Low fees

Our fees are low to help us grow businesses like yours, not to make it tougher for those who require a little extra help.

Insurance

Financed orders are automatically insured during checkout, if you would like to know more about our insurance offering, please make your way to the dedicated webpage.

Learn more
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Frequently asked questions

Quotation marks

“As a small business, cash flow is one of our most sensitive challenges. Qogita’s straightforward financing plans – 30, 60 or 90 days – are an effective solution that I can take only when I need it.”

Ready to get started?

Join 10,000+ of wholesale buyers who’ve already transformed their wholesale buying processes on Qogita